Helping small businesses give more to employees without spending more.

Most businesses—small businesses in particular—don’t get the full value of every dollar they invest in their people. Whether it’s a pricey benefits plan that doesn’t benefit everyone or a missed HR policy that could improve the workplace, there are always opportunities to give employees more without actually spending more. EIO helps businesses seize those opportunities. Our Advisors pay close attention to plan usage and modify coverage to be as efficient as possible. Our innovative insurance model also provides small groups with the same rate stability usually reserved for enterprise clients! But we know: that benefits are one of many employee expenses and only one aspect of employees’ total rewards. So we offer Virtual HR Subscriptions to help owners streamline operations, reduce liabilities, and save money—all while creating a better working environment!